Arkam’s Open Architecture
Arkam’s open architecture is engineered for modularity, agility, and rapid innovation. By leveraging containerized microservices deployed on Kubernetes, it allows individual components to scale, upgrade, and evolve independently.


Institutions benefit from horizontal scalability and zero-downtime deployments.
The architecture supports co-existence with legacy systems, enabling banks, fintechs, and super-apps to modernize without a disruptive migration.
Open standards and APIs allow seamless integration across services while supporting the needs of regulated environments. Whether deployed on cloud or on-premises, Arkam ensures that your infrastructure grows with your business, securely and flexibly.
Event-Driven Integration
Arkam’s event-driven integration model ensures real-time responsiveness across the platform.
Asynchronous Messaging Hub
Using RabbitMQ and Kafka, services communicate asynchronously, enabling decoupled operations


Workflow Automation
Trigger actions like API calls, fraud checks, and audit logging based on system events.

System Integrity
Biometric Event Log Status

Open API Ecosystem
Build Faster. Integrate Smarter. Scale Confidently.
API-First Foundation
Expose every capability from onboarding to lending through RESTful APIs designed for flexibility and speed.
Secure & Controlled Access
API gateway with OAuth2, throttling, and webhook support ensures safe, scalable partner integrations.
Developer-Ready Tools
Comprehensive documentation, sandbox environments, and monitoring enable rapid development and deployment.
Seamless Integrations
Connect AML, payments, FX, card processors, and telco services through standardized APIs.
Accelerated Growth
Launch new use cases faster and expand your digital ecosystem with confidence and full control.
Security & Compliance
Security and compliance are embedded into Arkam’s architecture and operations.
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Standards & Compliance
Simplicity & Control
Built to meet ISO 27001, PCI-DSS, and central bank regulations with full audit logging.
Data Protection & Access Control
Stability & Security
TLS 1.3 encryption in transit, AES-256 at rest, with RBAC and MFA for secure access.
Continuous Security & Monitoring
APIs Integration
Real-time monitoring and automated patching ensure protection against vulnerabilities and threats.
Arkam includes a no-code workflow designer (BPWD) for configuring processes across teams.
Use drag-and-drop tools to define customer journeys like onboarding, lending, payments, or servicing. Workflows can include conditional logic, SLA timers, decision branches, and integrations. The BPWD gives teams autonomy to respond to market or policy changes instantly—without waiting for development cycles. This accelerates innovation and ensures that governance and agility go hand-in-hand.